Montenegro – Residency Permit and Citizenship by Investment


Montenegro, which can be pointed right in the centre of a world map, is truly at the heart of discovery, beauty, and opportunity. Long considered the pearl of the Balkans, this nation represents the ideal symbiosis between a wild and modern world. As one of the fastest growing economies in the Balkans, Montenegro is quickly becoming a key destination for some of the most important industries around the globe, and offers a truly unique potential for investors who are seeking mobility, safety, opportunity, and increased quality of life.


Getting a residence permit in Montenegro is quite easy and inexpensive. Since Montenegro is not in the EU, it is easy to get a permit to live in Montenegro regardless of your citizenship.

While in most EU countries the options are pretty limited for Non-EU citizens, in Montenegro you can easily relocate to a privileged location in Europe. This is a great advantage if you are not an EU citizen and want to retire in Montenegro.

There are two ways we recommend as a path to get a residence permit in Montenegro. The first is buying real estate in the country. The second is opening company in Montenegro. Both ways will create grounds for you to apply for a residence permit in the country.

Opening a company in Montenegro is a quite simple and inexpensive process. It is the easiest choice to establish your residence in Montenegro. You do not necessarily operate the business you open actively, but there are fixed yearly costs with running it.

Montenegro taxes are also quite low, especially for European standards. Income tax is just 9% in the country.


The government of Montenegro decided on the criteria, method and investment limits in November 2018. The investment element will range from €250,000 in the northern and central region to €450,000 in the coastal region. Additional application and due diligence fees will apply.

Montenegrin citizenship by investment and a second passport from a European nation is an attractive option for many of our clients. However it must be noted that although geographically in Europe Montenegro is not part of the EU. Although it is striving to meet the EU requirements for accession it is not expected until at least 2025.

Citizenship of an EU country carries a large premium in the market because of the settlement rights allowing citizens of any EU country to live anywhere within the EU. Obtaining citizenship in Montenegro at this stage for such a purpose would be speculative as to timescale and far from certain.

Montenegro Citizenship by Investment Program has been be limited to only 2,000 applicants over a three-year period.

Program highlights:

  • Fast procedure. Residency within 3 weeks and approval of citizenship within six months;
  • No language requirements.
  • No obligation to relinquish current nationality.
  • NATO Member.
  • Candidate country for future expansion of the EU, expected by 2025.
  • Visa-Free access to 117 nations.
  • Strategic geographical location in Europe with direct access to Adriatic Sea.
  • Home to Porto Montenegro; one of the world’s finest yachting harbours.
  • An outstanding holiday destination

Investment requirements:

  • 100,000 EUR Donation in a Government Funds plus
    • +250,000 EUR investment in approved real estate in a undeveloped area (in the north of the country)
  • or 450,000 EUR Investment in approved real estate in a developed region (in the south of the country)



Before applying new tax residency or citizenship you should be sure that the chosen country is really suitable for you. We strongly recommend you to use our CONSULTATION SERVICES or  TAX PLANNING SERVICE before making any decisions. In many cases we can find alternative solutions for our clients which are more cost effective. Always feel free to contact us for a quote. Simply send your contact details and a short brief about your current situation and time frame so we can reach out to you with a quote.

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